Products

We offer pricing for a variety of fixed and adjustable products. Our products are and have always been open prepayment. We are happy to accept seasoned loans or loans with maturities that don't precisely match an existing product; generally, non-standard maturities will be rounded up to the next available product. (e.g. a fixed rate loan with a 19 year maturity may be priced in our 20 year fixed rate product).

Variable Rates
  • Wall Street Journal Prime Rate with daily, monthly or quarterly adjustments; or
  • Farmer Mac 3-Month Cost of Funds Index (COFI) Net Yield with calendar quarter adjustments

Adjustable Rates

  • Farmer Mac 5-Year Reset Cost of Funds Index (COFI) Net Yield, with applicable standard interest rate reset date
  • Farmer Mac 10-Year Reset Cost of Funds Index (COFI) Net Yield, with applicable standard interest rate reset date
  • Farmer Mac 15-Year Reset Cost of Funds Index (COFI) Net Yield, with applicable standard interest rate reset date

Fixed Rates

  • Various fixed rate terms and amortizations as announced in the Farmer Mac 2 Rate Line


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